Terms of Service

The below terms of service and conditions apply to all users accessing Balancify.Life website, blog, community forum discussions, groups, posting comments, asking questions or giving responses including those registering new accounts.  By accessing or using the Balancify.life website, you are agreeing to the below terms and conditions.

Changes to Terms of Service and Conditions
We may modify the Terms of Service and Conditions from time to time without any notice to users. You understand and agree that your access to or use of the website Balancify.life is governed by the Terms and Conditions effective at the time of your access to or use of the website Balancify.life

Limitations of liability
Balancify.life  will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:  to the extent that the website is provided free-of-charge, for any direct loss;  for any indirect, special or consequential loss; or for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

Balancify.life, does not assert the truthfulness of the information maintained or transmitted. Balancify.life, WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES IN CONNECTION WITH THE CONTENT POSTED BY USERS ON THE WEBSITE BALANCIFY.LIFE.

Warranty
Balancify.life, does not assert the truthfulness of the information maintained or transmitted. This website is provided “as is” without any representations or warranties, express or implied. Balancify.life, makes no representations or warranties in relation to this website or the information and materials provided on this website.  Without prejudice to the generality of the foregoing paragraph, Balancify.life, does not warrant that this website will be constantly available, or available at all; or the information on this website is complete, true, accurate, or non-misleading.  Nothing on this website constitutes or is meant to constitute, advice of any kind.  If you require advice in relation to any matter you should consult an appropriate professional.  Balancify.life, does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the content or materials on its website.

Content

User Created Content like Social posts, Blogs, Comments, Posts in Groups, Forum Posts, Articles by Guest Authors:
You as the user alone are responsible for ‘Your’ Content, and once published, it cannot always be withdrawn. You assume all risks associated with Your Content, including anyone’s reliance on its quality, accuracy, or reliability, or any disclosure by you of information in Your Content that makes you personally identifiable. You represent that you own, or have the necessary permissions to use and authorize the use of Your Content as described herein. You may not imply that Your Content is in any way sponsored or endorsed by Balancify.life.  You may expose yourself to liability if, for example, Your Content contains material that is false, intentionally misleading, or defamatory; violates any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right; contains material that is unlawful, including illegal hate speech or pornography; exploits or otherwise harms minors, or violates or advocates the violation of any law or regulation.  Balancify.life, reserves the right to remove, screen, edit, or reinstate users’ content from time to time at our sole discretion for any reason or no reason, and without notice to the user. Balancify.life, has no obligation to retain or provide You as the user with any confidentiality with respect to Your Content.

Ownership of Content 
As between the Balancify.life and it’s website visitors/users, the website visitors/users own their own content created by them, including blog, posts, social posts, forum posts, comments, questions created, answers, responses, guest articles.  Only articles, content published by verifiable authors of the website Balancify.life are owned Balancify.life.

Disclaimer 
The discussions, views expressed and materials on the website/blog/forum represent the personal opinions of individual members and readers, who are the content creators and do not represent the opinion of Balancify.life. The readers/ visitors and users of the website/ blog/ forum should NOT solely rely on the content for its accuracy and your discretion is advised. Balancify.life, does not assert the truthfulness of the information maintained or transmitted, use it with your own risk and discretion. Balancify.life, assumes no responsibility for any of the content posted on its website/ blog/ forum. Balancify.life, is NOT responsible for any republishing of any of the content found on the website/ blog/ forum to other blogs, websites, content aggregators, forums, and internet media without Balancify.life, permission. Balancify.life, is not liable for any damage caused for such republishing without permission.

Indemnity
You as the reader/user agree to indemnify, defend, and hold Balancify.life, and the officers, directors, employees, agents, and representatives of each of them, harmless, including costs, liabilities and legal fees, from any claim or demand made by any third party arising out of or relating to (i) your access to or use of the website Balancify.life, (ii) your violation of the terms and conditions, (iii) the infringement by you, or any third-party using your account for posting negative defamatory content, comments, questions, answers regarding any business, including any intellectual property or other rights of any person or entity.  Balancify.life, reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify Balancify.life,  and you as the user agree to cooperate with our defense of these claims. Balancify.life, will use reasonable efforts to notify you of any claim, action or proceeding upon becoming aware of it.

No Training of AI Models using our website content

The owner of Balancify.life website does not consent to the content on this website being used or downloaded by any third parties for the purposes of developing, training or operating artificial intelligence or other machine learning systems (“Artificial Intelligence Purposes”), except as authorized by the owner in writing (including written electronic communication). Absent such consent, users of this website, including any third parties accessing the website through automated systems, are prohibited from using any of the content on the website for Artificial Intelligence Purposes. Users or automated systems that fail to respect these choices will be considered to have breached Balancify.life’s terms of service and will be subject to legal action.   

Copyright Information:
All the content on the site is Copyrighted ©. All rights reserved by authors of Balancify.life website! Content should NOT be reproduced without author’s written permission.  No feed republishing.  The content on the website Balancify.life should be used only for educational purposes only. No commercial use of data on the website is permitted.  Usage of website information without giving proper credit will result in legal proceedings.  Proper credit and a link back to the original post are required if you are using any part of the information on the website for educational purposes. If you see any of your copyrighted material or links on the website and would like that content to be removed, email us at support@balancify.life

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Privacy Policy

Our website www.balancify.life privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

What personal information do we collect from the people that visit our blog, website or app?

When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address or other details to help you with your experience.

When do we collect information?

We collect information from you when you register on our site for posting questions, and discussions, subscribe to a newsletter, fill out a form, or enter any information on our site.

How do we use your information?

We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways: To send periodic emails regarding your order or other products and services.

How do we protect your information?

We do not use vulnerability scanning and/or scanning to PCI standards.

We only provide articles, information, and forums for sharing and discussions as a group. We never ask for credit card numbers or bank information.

We use regular Malware Scanning done by the Website Hosting Provider.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user enters, submits, or accesses their information to maintain the safety of your personal information.

All transactions are processed through a gateway provider and are not stored or processed on our servers.

Do we use ‘cookies’?

Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We use cookies to:

• Keep track of advertisements, affiliate marketing links.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.

If you turn cookies off, Some of the features that make your site experience more efficient may not function properly.It won’t affect the user’s experience that make your site experience more efficient and may not function properly.

Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it’s release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.

However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third-party links

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

We have implemented the following:

• Remarketing with Google AdSense

• Google Display Network Impression Reporting

We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.

Opting out:
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA, we agree to the following:

Users can visit our site anonymously.

Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website.

Our Privacy Policy link includes the word ‘Privacy’ and can easily be found on the page specified above.

You will be notified of any Privacy Policy changes:

• On our Privacy Policy Page

Can change your personal information:

• By logging in to your account

How does our site handle Do Not Track signals?

We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

Does our site allow third-party behavioral tracking?

It’s also important to note that we do not allow third-party behavioral tracking

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States’ consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.

We do not specifically market to children under the age of 13 years old.

Do we let third-parties, including ad networks or plug-ins collect PII from children under 13?

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:

We will notify you via email

• Within 7 business days

We will notify the users via in-site notification

• Within 7 business days

We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

• Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.

To be in accordance with CAN SPAM, we agree to the following:

• Not use false or misleading subjects or email addresses.

• Identify the message as an advertisement in some reasonable way.

• Include the physical address of our business or site headquarters.

• Monitor third-party email marketing services for compliance, if one is used.

• Honor opt-out/unsubscribe requests quickly.

• Allow users to unsubscribe by using the link at the bottom of each email.

If at any time you would like to unsubscribe from receiving future emails, you can email us at

• Follow the instructions at the bottom of each email.

and we will promptly remove you from ALL correspondence.

Contacting Us

If there are any questions regarding this privacy policy, you may contact us at support@balancify.life

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